Credit Card Debt's Junky Road (English Edition) [Kindle-editie] beoordelingen het boek quotes

The Junky Road seeks to provide a comprehensive road map for the average person to use as a guide to navigate out of extreme credit card difficulties with. It also seeks to provide an overview and historical perspective for people to relate their financial problems to, using the history of coal mining in the Anthracite Region of the Wyoming Valley of Pennsylvania as the historical comparison.This detailed analysis of the procedures and processes of credit card defaults, lawsuits, judgments, and other associated repercussions of credit card problems also provides insights into applying mental health techniques useful for the average person beset by a barrage of creditors. The brutality of the coal mining history provides perspective-and realism.The author, Pennsylvania attorney Eugene C. Kelley, of the KPWS Law P.C. law firm, has drawn upon a lifetime of experience in writing this book. The detailed sections regarding bankruptcy and negotiating with finance companies are all drawn from his actual professional experience, which is extensive.The book is a series of vignettes about ordinary people suffering from bad debt problems, parables that provide real life examples of people who have made mistakes, failed, and sometimes triumphed over adversity. Each story explains some aspect of the world of financial and legal problems that are often incomprehensible to the layperson, but in this format are easily understood.The book draws upon the writer's vast professional and personal human expererience. One of thirteen children who grew up working through a lot of the adversity associated with growing up in small coal mining towns in Pennsylvania in the 1970's, Eugene Kelley has experienced a lot, and this shines through in a book about human beings dealing with human and financial problems during one of America's most troubled periods in history. The book offers some excellent advice in an easily understood format, but offers no miracle cures. People who wish to climb out of whatever economic trap they have fallen into, for whatever reason, can use this book as a guide for doing so in a sane, rational, and dignified way that will limit the collateral damage which so often occurs in our personal lives when our financial problems go out of control.